It's a beautiful home in a risky location, so is it worth it?

Honestly, this is one of the most gorgeous homes I have ever seen and unlike many on the market these days, it is not a fixer-upper.

Paula C Dunn/Sotheby's International Realty

No, this three-bedroom, three-bathroom Marion home on Front Street is beyond move-in ready and I would be so ready.

The house is priced at $895,000 and seems to sit right in the middle of a garden, giving you the feeling of living among the flowers.

Paula C Dunn/Sotheby's International Realty

The impressive double doors throughout the home allow you to get out to those flowers at any moment.

Paula C Dunn/Sotheby's International Realty

And who wouldn't want to be out there?

Paula C Dunn/Sotheby's International Realty

And the inside is equally amazing.

Paula C Dunn/Sotheby's International Realty

There is just so much sunshine in every room.

Paula C Dunn/Sotheby's International Realty

And what seems like a fireplace in nearly every room, too.

Paula C Dunn/Sotheby's International Realty

Not to mention how much I want to sit in that cozy window seat and read for hours.

There are also unique features like the spiral staircase, the pantry area with super cute bubble backsplash and out among your garden backyard is a heated pool.

Paula C Dunn/Sotheby's International Realty

It all sounds utterly amazing and looks right out of Better Homes & Garden.

So what's the catch?

Well, this dream home comes with 18 acres of land right next to a cranberry bog. That means the property is considered wetlands and the house is considered to be in a flood zone.

Yep, add the flood insurance tab to that monthly mortgage payment.

Does that make this dream house more like a nightmare? Would you still want to live here?

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