Reading articles on how horrible the Millennial generation is has been tough to swallow. When I finally come across an article that shows something I positive, I can't even relate.

It appears that Bank of America did some survey and found that one in every six Millennials, which was defined as being between the ages of 23 and 37, have at least $100,000 saved.

I feel like this isn't anywhere near being true. Yes, I have put money into a 401k and some investments and maybe if we add everything together I may get close to that but that's only because I have been very aggressive in the last few years. Moving back home definitely helped that as well.

Where did those that took this survey live? Did they have student debt? Do they own a house and is the value of that house taken into consideration in this survey? Oh, the questions I have.

Many money-smart people say you should have twice your salary saved by the time you hit 35. I'll admit, I'm still paying on student loans so saving that much money isn't happening.

So I'd like to take my own little survey to see how many actually have $100,000 saved up. I have a feeling it's more like 1 in 20. I could be wrong and maybe I'm the one irresponsible with money. It's difficult to save for anyone, and without getting political, the cost of living everywhere is getting higher without salaries matching that.

If you do have all your ducks in a row, good for you, but I just have a hard time believing this to be true. Prove me wrong and then maybe I'll be more responsible:

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